1 week ago
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ARTICLE AD BOX
With cost of fund expected to remain steady at current levels, the brokerage anticipates NIMs to stay within a narrow range of 11.2–11.4% over FY26–28E.
27 Oct 2025, 12:52 PM IST i 27 Oct 2025, 12:52 PM IST 27 Oct 2025, 12:52 PM IST
SBI Cards’ NIMs remained flat QoQ in Q2FY26 at 11.2%. (Image: SBI Card official website)
SBI Cards' asset quality concerns and elevated credit costs have been weighing on profitability. However, the management’s confidence in credit costs finally turning the corner and gliding below 9% in H2 is encouraging.
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