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EPFO Big Change: Can you now withdraw 100% of your PF money?

This special report unpacks the major changes to the Employees' Provident Fund Organisation (EPFO) withdrawal rules, featuring insights from financial expert Shruthi Mahajan. When asked about the changes, Mahajan stated, 'there are new regulations that are very, very pro-employees only.' The discussion clarifies the significant confusion around these new policies, explaining that while 100% withdrawal is now permitted under certain conditions, there are nuances. For instance, in case of unemployment, a member can withdraw 75% of their PF balance after one month of joblessness, but a 12-month wait is required for a final settlement. The segment also details the simplified, online process for advance withdrawals for essential needs like medical emergencies, education, and marriage, and the updated procedures for nominees to claim funds.