1 week ago
9
ARTICLE AD BOX
"The Times of India' brings you 'Hack of the Day'—a new weekday series of quick, practical solutions to everyday hassles. Each hack is designed to save you time, money or stress, using tools and features within your reach—from government websites to everyday apps. In simple terms, it's simple fixes for smarter living."A misplaced or stolen cheque book may seem like a minor inconvenience, but it can quickly turn into a serious financial risk. Fraudsters can misuse your cheques to withdraw money or commit identity theft, leaving you liable if the loss isn’t reported in time. That’s why the smartest move is to block your cheque book immediately—whether it’s lost, damaged, or suspected to be misused. Acting fast ensures your account stays secure and prevents unauthorised transactions before they happen.
Steps to block your cheque book
- Log in online: Go to your bank’s app or netbanking portal → Cheque Services → Stop Cheque / Block Cheque Book.
- Call customer care: If online access isn’t available, immediately call your bank’s helpline and request blocking.
- Provide details: Be ready to share your account number, cheque number range, and ID details if asked.
- Get confirmation: Request written confirmation that your cheque book has been blocked, and apply for a new one.
Important note
Delaying action can make you liable for any fraudulent withdrawals. Report the loss or suspected misuse as soon as possible to safeguard your account.
English (US) ·