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Bank Holiday Today, January 23: Are banks open or closed for Saraswati Puja? Check the full city-wise operational status as per RBI guidelines.
Saraswati Puja/Basant Panchami 2026 Bank Holiday: Banks across a few Indian cities will be closed today, Friday, January 23, on account of the Saraswati Puja, also known as Basant Panchami, which marks the birth anniversary of the Hindu revered deity Goddess Saraswati and the arrival of spring.
In January, there are a total of 16 bank holidays scheduled, as mentioned in the RBI’s calendar for the fiscal year 2026, in addition to mandatory weekly days off on the second and fourth Saturdays, as well as Sundays.
These bank holidays are designated under the Negotiable Instruments Act, which entails both RTGS holidays and other regional and national holidays.
A city-wise list of where banks will be open/closed today, Friday, January 23:
Source: RBI Holiday Calendar 2025
It’s essential to note that banks in Agartala, Bhubaneswar, and Kolkata will be closed today, while the rest will remain operational as usual.
Banking services that will remain available:
It’s important to bring to your attention that, regardless of the physical closure of bank branches in Goa, essential financial services would remain available through digital and self-service platforms:
- Online and mobile banking for fund transfers, balance queries, and bill payments.
- NEFT and RTGS services (according to operational windows)
- ATM Withdrawal and Card Transactions
- Online requests for chequebooks, demand drafts, and account-related services.
Customers are advised to plan in-branch visits around the holiday and to use online banking for uninterrupted service.
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