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New Delhi: ICICI Bank reported a strong performance for the quarter ended March 2026 as it marked a 8.5% Year on Year (YoY) increase in net profit to ₹ 13,702 crore. The bank has seen a consistent performance, characterised by healthy credit growth and stable asset quality, even as the banking sector has faced pressures on net interest margins.
Along with that, the company’s board has recommended a final dividend of ₹12 per share, a move that reflects the management’s confidence in the bank’s long-term earning potential.
Loan Book and Core Earnings
ICICI bank’s domestic retail loan portfolio expanded by 9.5% YoY, while its overall loan book grew at 15.8% YoY to reach ₹15,53,893. Its Net Interest Income (NII) has increased by 1.9% over last year, reaching ₹19,400 crore. The company continues to maintain industry leading asset quality, with its Net Non-Performing Asset (NNPA) ration remaining stable on the back of its disciplined risk management.
Strategic Digital Push
According to the bank, its digital channels have accounted for more than 90% of its savings account transactions with its digital platforms helping offset the rising cost of wholesale funds.
These results show how ICICI Bank continues to remains one of the strongest stories in Indian banking. The bank’s now aims to focus on protecting margins through high-yield retail products while leveraging its massive digital ecosystem to cross-sell insurance and wealth management products.
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