Zerodha CEO Nithin Kamath goes for Credit Check on Zerodha Capital, sends message to Cred CEO Kunal Shah

Zerodha CEO

Nithin Kamath

recently revealed that his

credit score

747 isn’t “good enough” to qualify for CRED, the elite credit rewards platform founded by Kunal Shah. For those unaware,

Cred

is known for its exclusive platform, which typically requires users to have a credit score of 750 or higher to access its rewards and services. The Zerodha CEO posted a screenshot on X (formerly known as Twitter) revealing his credit score.Cred found and CEO Kunal Shah was also quick to respond to Kamath’s post.

Zerodha CEO Nithin Kamath fails Cred test

Recently, Zerodha CEO Nithin Kamath took to X to share a screenshot of his credit score using

Zerodha Capital

. In his post he also tagged Cred co-founder and CEO Kunal Shah. “I did a

credit check

on @zerodhacapital to check out the flow, and my score is 747. So I am not good enough for @CRED_club, @kunalb11,” wrote Kamath.

Kamath also informed users that they can check their credit score in some simple steps using Zerodha Capital.

Cred CEO Kunal Shah responded to Zerodha CEO Nithin Kamath’s credit score

Cred founder and CEO Kunal Shah was also quick to respond to Kamath’s query. “I’ll call you and help you fix it. Glad you’re caring about scores and increasing awareness. More people need to do this :),” replied Shah.

“Haha, welcome to the "747 Club", Nithin!…” commented users

The exchange sparked a wave of reactions online—from users flaunting higher scores to others questioning the rigidity of India’s

credit rating systems

. “Haha, welcome to the "747 Club", Nithin!Not high enough for CRED, but perfect for domestic flights!On a serious note, we’ve got the Ultimate Credit Score Guide posted on the TF Community - your shortcut to cracking that 800+ zone (no secret handshakes required),” commented a user.“I think you took a loan and missed a payment, which is why your credit score is low.You're not eligible for a personal loan with a low interest rate.You need to improve your credit score—maybe consult Instagram financial influencer,” posted another user.