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Mukhyamantri Krishak Durghatna Kalyan Yojana is a flagship welfare scheme launched by the Uttar Pradesh government in 2020 to provide social security to farmers and their families in case of accidental death or disability while engaged in agricultural activities.
It covers land-owning farmers (khatedar/sah-khatedar), tenant/sharecroppers (bataaidar), and leaseholders whose primary livelihood is agriculture.The scheme offers financial assistance of up to Rs5 lakh for accidental death or total permanent disability (e.g., loss of both hands/legs/eyes or over 50-60% disability) and lower amounts (Rs1. 25 lakh to Rs2. 5 lakh) for partial disabilities. It includes a wide range of farm-related accidents such as snakebite, lightning, animal attack, machinery injury, drowning, fall from tree, or road accidents during farming work.Since office in 2017, Chief Minister Yogi Adityanath has prioritised farmer welfare as a cornerstone of his vision for a prosperous and secure rural Uttar Pradesh. The scheme was conceived as a safety net to protect vulnerable farming families from sudden economic shocks, reflecting his focus on “Kisan Kalyan” (farmer welfare) through timely financial support, reduced distress, and dignified living.By extending coverage to sharecroppers and digitising the application process, the government has ensured faster, transparent disbursal of funds (over Rs873 crore to more than 1 lakh beneficiaries since inception). This initiative aligns with broader efforts like crop insurance, irrigation expansion, and income enhancement, aiming to build resilience in the agricultural sector and make farming a respectable and sustainable livelihood.1. Eligibility criteria
- The scheme covers farmers (and their earning family members) who are permanent residents of Uttar Pradesh and aged between 18 and 70 years at the time of the accident.
- Definition of Farmer: Includes Khatedar / co-Khatedar (recorded in revenue records/Khatauni), earning family members whose primary livelihood is agriculture from that land, and landless tenant/sharecroppers (bataaidar) or leaseholders whose main income comes from farming.
- Applies to accidental death or disability while engaged in agricultural activities; benefits are provided to legal heirs/dependents (spouse, children, parents, etc.). Claims must generally be filed within 45 days of the incident.
2. Key benefits
- Accidental Death: Rs5 lakh to the family/legal heirs.
- Total Permanent Disability (e.g., loss of both eyes/hands/legs or 60%+ disability): Rs5 lakh.
- Partial Disability: Rs2. 5 lakh (loss of one limb/eye or 50%+ disability) or Rs1. 25 lakh (25%+ disability).
- Covers a wide range of farm-related accidents: snakebite, lightning, animal attack, farm machinery injury, drowning, fall from tree, road accident during farming work, etc. The assistance is in addition to other schemes, with adjustments if overlapping insurance exists.
3. How to apply
- Online process: Visit the official portal bor. up. nic. in/krishakaccidentscheme, register/login as applicant, fill the application form with incident and farmer details, upload required documents, and submit. Track status online.
- Offline process: Submit the application through the local Lekhpal, Tehsildar, or Revenue Department office within 45 days.
- Documents required: FIR/Post-mortem report (in case of death), disability certificate (from competent authority), Khatauni/land records, Aadhaar cards, bank details, proof of agricultural livelihood, and family relationship proof. Benefits are disbursed via DBT after verification by the District Level Committee.
Achievements of the scheme1) Extensive financial support to affected farmer families
- The scheme has provided timely assistance of up to Rs5 lakh to thousands of families every year. In one recent period, the Yogi government approved aid for 11,690 beneficiaries across all 75 districts, with regular distributions such as Rs21 crore to 431 families in a single event.
- Overall, more than Rs561 crore has been disbursed to support families impacted by farm-related accidents, offering critical relief in cases of death or disability and reducing economic distress for vulnerable agricultural households.
2) Wide coverage and protection for farmers
- The scheme automatically covers over 2.38 crore registered farmer families (including Khatedars, sharecroppers, and tenant farmers), making it one of the largest farmer accident welfare programs in the country.
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